Investec

Investec was established in 1974 and is a financial services provider that offers a variety of financial products and services to clients based in Southern Africa, Asia, and Europe.

To date, Investec has employed around 8,200 people worldwide but operates primarily in the United Kingdom and South Africa.

Historic significance for consumers

Investec has listings on the London and Johannesburg Stock Exchanges. They have banking divisions in seven countries.

Investec’s main area of focus is investment and banking, as well as wealth. Their purpose is to give people historic significance. Everyone is treated like an individual at Investec, as they know people are special and unique, just like their needs.

Meeting your wherever you may be

Regardless of what life stage you're currently in, whether you're starting your own family, creating an empire or starting a new business, you can benefit from Investec’s wealth of experience to make your dreams come true.

They harness mutual trust in business relationships and are constantly pushing themselves to find new solutions to their customer's financial problems.

Investec’s respectable values

Investec looks to serve its clients, stakeholders, communities, and people with a lifetime of wealth. They have four essential values that help them better showcase that the work they do aims to serve people.

• Integrity: Investec believes that relationships embedded in mutual trust last longer and enable transparent and open communication.
• Quality performance: Unmatched talent, vitality, and passion are special qualities that help them perform better. They’re open to different perspectives and respect the opinions of others.
• Client-driven: Investec is determined to foster authentic partnerships and has a strong desire to meet their client’s goals and objectives.
• Loyal partnership: fair and loyal partnerships are formed while using the best methods to identify, search, and acknowledge challenges and responsibilities.

Investec can help you secure that dream home you’ve always wanted to own. You’ll be assigned a personal banker who’ll personally tend to all your home loan-related queries.

They’ll also you up to speed with the status of your application during every stage from start to finish. You’re guaranteed a complete home loan experience with Investec, all you’ve got to do is reach out and leave the rest up to them.

Why should get a home loan from Investec?

• You’re offered up to 100% finance
• If you’re purchasing a home for the first time, your transfer costs can be financed, giving you the option to select a term of up to 30 years
• Best interest rates
• Reduced legal fees
• Fast approval and official premise confirmation upon evaluation
• Flexible repayment plans, should you decide to pay more in a month, you have four options which are:
  • Low monthly repayment amount
  • Your repayment plan stays the same
  • Save more on interest
  • Finish up paying your loan much quicker
• If your home loan is serviced via debit order, you’re excluded from admin fees
• Constant, reliable support

Know what you’re getting yourself into

Have you been contemplating purchasing your first property? Purchasing a house for the first time is a big deal and a lifelong financial obligation. This is why it’s crucial to understand what situation you’re getting yourself into.

To help many first-time home buyers have a better overall experience, Investec has compiled an effective guideline that aids many first-time home loan applicants to land themselves that ideal home.

Home-buying checklist from Investec

• Proof showing you’re of the required legal age
• Proof of income
• A letter from the bank
• Electrical Compliance Certificate