Supreme Finance

Supreme Finance is an authorised credit provider, lending under the measures set and enforced by the NCR.

They use Experian, one of the top four Credit Bureaus in South Africa, to get their customer’s credit reports and scores. They’re also a member of the Micro Finance South Africa (MFSA), making them a reputable financial lending provider you can trust.

Financial empowerment and stability 

Supreme Finance appeals to its customers by providing them with financial empowerment that plays a key part in their financial stability and independence. They strive to give you increased control of your own life and time, more flexibility and greater peace of mind.

They offer low and high-income earners in South Africa quality, innovative and all-around credit solutions. Its mission is to grant South Africans access to useful and affordable financial services that meets their needs.

Supreme Finance’s vision

Supreme Finance is dedicated to offering South Africans ground-breaking additional services that can contribute positively to their financial journey.

They’ve created a budget-wise guide that assists you in budget and saving in times of crisis. Moreover, they have a personal budget calculator, which can greatly help in ensuring you can track your spending habits.

Privacy and confidentiality

Supreme Finance uses security guidelines that comply with the best practices and laws in the national and international markets.

These guidelines protect your private information from being distributed without your consent. Your privacy is their number one priority. They’ll go above and beyond for you, even safeguarding devices and securing files for supreme security and confidentiality.

How Supreme Finance is helping South Africans

Supreme Finance has an online financial program on its website that empowers its customers to gain financial freedom.

With so many South Africans not knowledgeable about managing their finances, having this guide can aid you in acquiring a better affinity for financial management and success.

Whether that’s in spending money on a day-to-day basis or saving for the long term, accomplishing your money goals starts with a basic understanding of your money and what it can do for you.

Supreme Finance offers personal loans starting from R500 up to R20,000 with a flexible repayment plan.

Supreme Finance has fixed monthly payment options that are affordable enough to ensure that their customers don’t skip their payments.

You need the following to apply

• Be 18 years and older
• South African I.D
• Latest 3 months bank statement
• 3 months' most recent payslips
• Manage your money affairs

Supreme Finance’s online financial program gives every South African informative lesson on how to manage money wisely. This will help you escape the trap of debt and grow your resources for both short-and long-term positive financial outcomes.

Understanding how to budget

Their online personal budget calculator is exclusively tailored for you to come to terms with what a budget is and how you can consistently track your expenses.

A better understanding of how much money is coming in and out can help you improve your finances. That’s why the first step to understanding how to budget starts with calculating your net income, as this is the foundation of a good-structured budget.

Track how much you spend

The budget spreadsheet on their site clearly shows the listed important items that should be calculated to assess your financial standing for a particular month.

These include fixed expenses such as rent, car payments and other regular monthly bills. It teaches you how to cut back and save with variable expenses which change every month and those include petrol, groceries, and entertainment.

By regularly adopting the advice on their business portal, you can be a step closer to solving your financial issues and escaping your current money constraints.

Repayment calculator

According to Supreme Finance, they came up with a unique strategy for their customers. Their customers can get a clear understanding of how much they can repay their personal loans as long as they follow their simple procedure.

Work out your total income after deductions minus total monthly expenses like petrol, electricity, entertainment, and other essential expenses according to your budget. The amount remaining determines your loan repayment. This ensures that their loan repayment options are affordable and flexible.