Rating based on 5 reviews


  • Bad Credit Loans up to R4,000
  • Low-interest up to 60%
  • Repayment up to 32 days

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Boodle homepage
Author Boodle. Screenshot of Boodle website.
[Accessed May 11, 2023]

About Boodle

Boodle is a leading online lender in South Africa, offering a wide range of financial products to consumers who need quick and easy access to cash.

With a user-friendly website and simple online application process, Boodle is committed to providing a seamless experience for its customers.

Whether you need to pay for an unexpected expense, cover a gap in your budget, or simply want to get ahead of your bills, Boodle can help.

Quick cash when you need it most

At Boodle, the service offering is centered around providing fast and efficient access to cash loans, with a focus on making the process as simple and easy as possible. The online application process takes just a few minutes to complete, with approval and disbursement typically taking less than 24 hours.

Loans are available to customers with all levels of credit scores, including those with bad credit, making Boodle a popular choice for people who have been turned down by traditional lenders.

Boodle's values and mission

Boodle is driven by a set of core values and a mission to provide transparent and responsible lending services to its customers.

The company is committed to treating its customers with respect and dignity, and to providing them with fair and transparent terms and conditions. Boodle also strives to be a socially responsible company, supporting a range of community and charity initiatives in South Africa.

Friendly customer service

One of the standout features of Boodle is its commitment to exceptional customer service. The company's friendly and knowledgeable staff are always available to answer questions and provide guidance, whether you need help with the application process or have questions about your loan.

Boodle also provides a range of tools and resources to help customers manage their loans, including an online account dashboard and regular reminders about upcoming payments.

The benefits of choosing them for your bad credit loan

Choosing Boodle for a bad credit loan comes with a range of benefits, including flexible repayment terms, competitive interest rates, and no hidden fees or charges.

The company also offers a range of financial education resources to help customers make informed decisions about borrowing and provides access to a variety of helpful tools and calculators.

With Boodle, you can rest assured that you are getting a fair and transparent lending experience, backed by a company that is committed to your financial success.

Boodle Services

Boodle provides bad credit loans of up to R8,000 to help South Africans manage unexpected expenses or cash shortfalls.

Their loans are designed to be simple and fast to access, with minimal documentation requirements and a quick online application process. If you're in a tight spot and need access to cash quickly, Boodle's bad credit loans could be a helpful option.

How much does a Boodle loan cost?

Before taking out a bad credit loan with Boodle, it's important to understand the costs and terms involved.

Their loans come with a fixed monthly fee, which is added to your initial loan amount and paid back over your chosen repayment period. The amount you'll pay back in total will depend on the size of your loan and the repayment period you select.

Up to 25 days to repay your loan

Boodle's loans are available with repayment periods of between 2 and 25 days, giving you the flexibility to choose a loan term that suits your needs.

If you're unable to repay your loan on time, you'll be charged a late payment fee and additional interest on the outstanding balance. It's important to read and understand the terms and conditions before you apply for a loan to avoid any surprises later on.

What can you use your loan for?

Boodle's bad credit loans can be used for a variety of purposes, such as covering unexpected medical bills, paying for car repairs, or covering other unexpected expenses.

They're designed to provide a quick cash injection to help you manage short-term financial challenges, without the need for a lengthy application process or extensive documentation.

Loan features and benefits

In addition to their quick and simple application process, Boodle's bad credit loans come with a range of features and benefits designed to make the borrowing experience as seamless as possible. Some of these include:

  • Fast turnaround times - Boodle aims to process loan applications within 10 minutes, so you can get access to your funds quickly.
  • No early repayment penalties - If you're able to repay your loan early, you won't be charged any additional fees or penalties.
  • Flexible repayment options - You can choose a repayment period that suits your needs, with repayment terms ranging from 2 to 32 days.
  • No hidden fees - Boodle is transparent about its fees and charges, so you won't be surprised by any unexpected costs.
  • Easy eligibility criteria - To qualify for a Boodle loan, you just need to be a South African citizen, have a valid ID number, and be employed with a bank account.


Boodle – Bad Credit Loan

  • Loan Type Bad Credit Loans
  • Interest Rate 60%
  • Loan Amount up to R4,000
  • Repayment 2 days to 32 days
  • Decision 10 minutes

Benefits of Boodle

  • Quick online loan application
  • Loans approved in 10 minutes
  • Use the SmileDial to choose loan terms

Bad Credit Loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

5 steps to Boodle bad credit loan approval

  1. SmileDial: Choose your loan amount and term: Boodle's SmileDial feature allows customers to customize their loan according to their needs and budget.By sliding the levers, you can see how much interest you'll be charged based on your chosen amount and term. This way, you can make an informed decision about how much you can afford to borrow without any hidden costs.
  2. Complete the application in minutes: To get a Boodle loan, you'll need to fill out a brief application form that takes just a few minutes to complete. Be sure to provide accurate information so that Boodle can process your request quickly and efficiently.
  3. Quick credit checks and loan offers: After you've submitted your application, Boodle will verify your information and creditworthiness to ensure that lending you a loan won't put you in financial difficulty. Once you're approved, you'll receive an offer with the terms and conditions of your loan.
  4. Get your loan in minutes: Boodle prides itself on providing fast and efficient service. If you choose the fully automated online process, your loan will be paid out within 10 minutes once you accept your quote. If you prefer a manual route, it may take a bit longer, but you'll still have your cash within 2 hours.
  5. Loan features and benefits: Boodle loans offer several features and benefits to make borrowing easy and affordable. These include a range of loan amounts up to R8,000, flexible repayment terms, no hidden fees or charges, and quick access to cash when you need it most. Plus, with Boodle's commitment to responsible lending, you can feel confident that you're borrowing from a reputable and trustworthy lender.

Are you eligible for a bad credit loan?

To be eligible for a Boodle loan, applicants must be at least 18 years old, have a valid South African ID, and earn a monthly income of at least R3,000.

Additionally, you must have a bank account with one of the major South African banks and have a good credit history. Boodle takes responsible lending seriously and performs credit checks to ensure that they can afford to repay the loan.

Helping you manage your money better

Boodle is committed to responsible lending and encourages its customers to borrow only what they can afford to repay.

They also offer a range of resources and tools to help customers manage their finances and improve their credit scores over time. If you're struggling with debt or other financial challenges, Boodle's customer service team is available to offer guidance and support.

If you're in need of a quick cash injection to cover unexpected expenses, Boodle's bad credit loans could be a helpful solution. With their fast turnaround times, flexible repayment options, and transparent fees and charges, Boodle makes borrowing simple and stress-free.


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Boodle is a trusted & reliable provider of bad credit loans

In our review, Boodle adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Boodle is a registered credit provider in South Africa: NCRCP5361

Boodle Contact

Physical Address

Postal Address

  • Suite 86, Private Bag x1, Melrose Arch, 2076, South Africa

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed