Rating based on 11 reviews


  • Bad Credit Loans up to R5,400
  • Quick Online Approval
  • Low-interest starting from 5 days%

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Lime24 homepage
Author Lime24. Screenshot of Lime24 website.
[Accessed May 11, 2023]

About Lime24

Lime24 is a direct lender that provides quick and easy access to personal loans. With their user-friendly website and app, you can apply for a loan and receive an instant decision within minutes.

They understand that life can be unpredictable, and unexpected expenses can arise at any time, which is why they offer flexible loan amounts and repayment terms to suit your needs.

A brief history of Lime24

Founded in 2013, Lime24 is a digital lender that was created to address the growing need for accessible and affordable credit in South Africa.

The company is part of the Lime Credit Group, which has operations in several countries across the globe. With a focus on responsible lending, Lime24 is committed to providing customers with transparent loan terms and fair interest rates.

Loan options available with Lime24

Lime24 offers personal loans ranging from R300 to R5,400 with repayment terms ranging from 5 days to 36 months.

The loan amount and repayment term you qualify for will depend on your credit profile and affordability. They also offer a "Top-Up" option, which allows you to apply for additional funds once you have paid back a portion of your initial loan.

Exceptional customer service

At Lime24, customer satisfaction is a top priority, and they strive to provide excellent customer service at every step of the loan process.

Their knowledgeable and friendly customer service team is available via phone, email, or live chat to assist you with any questions or concerns you may have.

They also offer a "Loan Calculator" tool on their website to help you calculate your monthly repayment amount based on your loan amount and term.

A digital lender ready to make things easier for you

Lime24 is an innovative digital lender that provides fast and convenient access to personal loans.

With a focus on responsible lending and exceptional customer service, Lime24 is committed to providing customers with transparent loan terms and fair interest rates. Whether you need funds for an unexpected expense or to cover a gap in your budget, Lime24 is here to help.

Lime24 Services

Lime24 is a direct lender that provides short-term bad credit loans to South Africans.

Bad credit? No problem! 

They offer a range of loan options that are designed to help people in need of quick financial assistance.

Lime24 offers bad credit loans ranging from R300 to R5400. These loans are ideal for people who have a poor credit score and are struggling to get approved for loans from traditional lenders.

The application process is quick and easy, and you can get approved for a loan within minutes.

Need cash fast?

Lime24's loan terms are flexible, ranging from 5 days to 7 weeks. You can choose the loan term that works best for you and pay back the loan in instalments.

Lime24 charges affordable rates on their loans, and there are no hidden fees or charges.

You can use their loan calculator to determine the amount you will need to repay, including the interest and fees.

Use of the DebiCheck System: Lime24 uses the DebiCheck system to ensure that loan repayments are made on time. The DebiCheck system is a secure electronic debit order system that ensures that repayments are made on the agreed-upon dates.

Lime24 protects your personal information

Lime24 takes the privacy and security of its clients' personal information very seriously.

They use advanced encryption and security measures to protect your personal and financial information from unauthorized access.

Lime24 provides bad credit loans with flexible terms and affordable rates. They use the DebiCheck system to ensure that loan repayments are made on time, and they take the privacy and security of their clients' personal information very seriously.

If you’re in need of quick financial assistance, Lime24 is a reliable and trustworthy lender that can help you get back on track.

Lime24 – Bad Credit Loan

  • Loan Type Bad Credit Loans
  • Interest Rate 5 days36 days% p/a
  • Loan Amount up to R5,400
  • Decision 5 minutes

Benefits of Lime24

  • Loan approval within 5 minutes
  • Flexible repayment terms
  • No hidden costs
  • Affordable loan options

Bad Credit Loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Multiple ways to apply: choose the one that works for you

Lime 24 understands that everyone has different needs and preferences when it comes to applying for a loan.

That's why it offers multiple ways to apply: you can do it all online through its website, via its mobile app, or by calling its friendly customer service team. They're committed to making the application process as convenient as possible for you.

Meet the requirements: Are you eligible for a loan?

Before applying for a loan with Lime 24, it's important to make sure that you meet their eligibility requirements. To qualify, you must be a South African citizen or resident, at least 18 years old, and have a monthly income of at least R3,000. They’ll also conduct a credit check to ensure that you can afford to repay the loan.

Gather your documents: What you need to apply

To make the loan application process as smooth as possible, it's important to gather all the necessary documents before applying for a loan with Lime 24.

You’ll need a valid South African ID or passport, proof of residence, and your latest payslip or bank statement. If you're self-employed, we'll need a copy of your latest financial statements instead.

Applying online: Easy steps to get your loan

At Lime 24, it's easy to apply for a loan online. Simply visit their website or download their mobile app, enter the loan amount and term you need, and fill in your personal and financial details.

Once you've completed the application, they'll let you know if you're approved within minutes. If you are, they'll transfer the funds directly to your bank account within 24 hours.

Don't forget: Important details you need to know

Before applying for a loan with Lime 24, it's important to remember a few key details. Firstly, they charge a once-off initiation fee of up to 16.5% of the loan amount, as well as a monthly service fee of up to 10%.

They also use the Debicheck system to ensure that your repayments are made on time. And finally, they take your privacy and security seriously and have strict measures in place to protect your personal information.

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Lime24 is a trusted & reliable provider of bad credit loans

In our review, Lime24 adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Lime24 is a registered credit provider in South Africa: NCRCP8077

Lime24 Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed