Absa

Amalgamated Banks of South Africa, known as Absa is the third biggest bank in the country. Absa came into being when the Volkskas and Allied groups and some of the Sage Group stakeholders merged in 1991.

Absa’s customer-centric values

They're customer-oriented and care deeply about your experience and seek to anticipate your needs, so they can exceed your expectations. They’re efficient and accountable and deliver on their promises.

They're all about the people from whom they derive their strength, and are uniquely African. Their story is one of people joining together to consider their priorities and communicate their aims and ambitions. They strive to actualise these possibilities and create a future we can all share.

High-achieving inventors who like winning

They're fast-acting, yet responsible and have the courage to learn from history, while they blend different experiences to build a better future. They encourage their people to live fully, with honest and empowering collaboration.

They're working with communities across Africa to help people live their dreams and reach their goals, proactively reaching out to them to create possibilities.

Dedicated to creating customised answers to South African issues, all they do is centred on adding value for their partners.

Therefore, they're offering solutions for corporate business, retail, wealth banking, investment, and insurance, as well as investment management. Always at work, making banking more accessible for you, they've also improved their ATMs.

Absa's services include business and personal banking, credit cards, investment, and corporate banking, investment and wealth management, and bancassurance. This is the marketing of insurance products and life assurance by banks.

Absa consolidation loans for better debt management 

Do you feel that your debt is a problem? Are you spending your whole salary on paying your bills? Then debt consolidation may be the answer you’ve been looking for.

The sooner you look for assistance the better. Absa is there to help you. They'll consult and work with you to assess your situation and help you get back in control again.

Work with them to regain your footing, money-wise

Let them offer you services to lower the debt you have with all lenders, including them, leading to more financial freedom.

With the National Credit Act regulating lending practices, Absa ensures transparency, fairness, and responsibility. By partnering with you in this rewarding journey, Absa empowers you to understand and question your credit agreements. Whether it's loans, mortgages, credit cards, or other personal finances, Absa's consolidation loans can help you consolidate and simplify your debt.

Debt management: A helping hand when

If you usually don't have enough money to last the month, it may seem impossible to make it stretch, but Absa can show you ways to lower your debt and regain your financial fitness.

If you've had debit orders that have bounced or missed a payment, if you're using payday loans or credit cards to pay your debts, or if you've stopped paying completely, Absa is there to help you better manage your debts.

• Create a budget to find out what your total monthly expenditure is.
• Cut back on non-essentials, e.g. DSTV, gym contracts, entertainment, magazines, and luxury food items.
• Ascertain if your income doesn't cover your expenses.
• Reduce non-essentials (cancel subscriptions, etc) and prioritise paying your debts.
• Contact your lenders and ask them to extend your payment period.

If you've done all of these and still can't make out, consider the Absa consolidation loans available to you.