FNB

The Eastern Province Bank, established in Grahamstown in 1838, was where FNB, South Africa's oldest bank originated from.

Due to this, their history not only enriches and adds value to their story but also has an impact on the objectives and principles of their business.

First National Bank is now a subsidiary of FirstRand Bank Limited. FNB’s history is well-represented by the Acacia tree in its company logo. They have deep roots in South Africa and have grown as a result of their dedication to meeting the requirements of customers and local communities.

First National Bank helps people improve their financial situations by utilising their specialist financial information and loan options. If you want to consolidate because your debt is overwhelming, choose FNB, a company with a track record of success.

Is FNB the right choice for you?

FNB is the financial service provider for you if you want exceptional service, advanced technology, and outstanding customer service.

FNB has always made an effort to establish itself as a bank that provides more to offer than its competitors. They not only have one of the most extensive selections of financial services and products available, but they also provide an excellent return on investment.

The majority of FNB’s clients, regardless of age, would recommend their products and services to friends and family. This is due to the fact that FNB’s consultants will always go above and beyond to provide a service that not only meets but also exceeds your expectations.

Who should choose debt consolidation with FNB?

• Anyone who meets FNB's lending requirements can apply for a personal loan to pay off debt. However, people who have at least three high-interest debts, such as credit card balances and store/shopping accounts, stand to gain the most from a debt consolidation loan.
• Consolidating will not only consolidate all of your existing debts into a single, bigger loan, but it’ll also make it a much simpler process for you to take control of your debts and may ultimately save you money on interest.
• You have up to 60 months to repay your loan, so you can drastically lower your monthly payments and get some much-needed stress-free time.
• Keep in mind that doing so will typically raise debt costs. It’s essential to carefully consider what you can afford to pay each month in order to make the best decision.

First National Bank is a financial service provider that’s registered with the Financial Conduct Authority and strictly adheres to its guidelines.

They ensure that the clients they do business work with aren't bankrupt, blacklisted, or in an unhealthy financial situation that could get worse if they take out a debt consolidation loan. FNB also makes sure that clients that want to get debt consolidation will benefit from the process rather than lose money.

FNB manages their time as well as yours

FNB is aware of the usual annoyance and inconvenience that are part of the process when obtaining a loan. Because of this, FNB puts in a lot of effort to ensure that you won't have to wait days for your funds to arrive after you submit your application. They get things done, and they do it quickly.

FNB is there to help you

If you apply online, you’ll still receive the same personalised service as if you were in one of FNB’s physical branches.

It’s as easy as getting in contact with FNB if you require assistance with your application at any point. A helpful customer service representative will respond to your inquiries as quickly and effectively as possible.

FNB is reliable

The FNB team is very professional as well as extremely qualified, but they’re also human, which means that they care about others and can sympathise with them.

FNB puts in the time to hear you out and learn about your specific circumstances. This ensures that they can provide a more comprehensive assessment and tailor a loan to your specific needs.

FNB takes a lot of pride in maintaining unparalleled customer service and holding itself to an exceptionally high standard.

You should have faith in FNB to assist you in taking control of your debts. The diligent work, effort, and devotion they’ve shown and will continue to show you are a testament to their commitment.

When it comes to debt consolidation loans, FNB offers the following:

• An interest rate that starts at 10.5%
• Loan amounts start at R1,00 and go up to R150,000
• The repayment period is 30 days to 60 months
• The debt consolidation loan decision will be approved and paid out within 48 hours