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  • Payday Loans up to R8,000
  • Online Loan Application
  • Repayment up to 3 instalment

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FASTA homepage
Author FASTA. Screenshot of FASTA website.
[Accessed May 11, 2023]


FASTA is a fintech company that is transforming the way South Africans pay for goods and services on credit.

Unlike other payday loan providers, FASTA offers its customers unique payout and spending options. Though they are a relatively new player in the market, they have already garnered a large number of satisfied customers and loyal supporters.

Use your loan in three ways

When you apply for a loan with FASTA, you have three different options for how you can use your funds: FASTAcard, FASTAcash, and FASTAcheckout.

You can choose to load your cash onto a virtual card, which you can then use at any participating online or in-store retailer.

Alternatively, you can have your loan deposited directly into your bank account, or use the FASTA payment option when making online purchases with participating retailers.

Where can you shop online with FASTA?

Many top online stores in South Africa are joining the payment revolution and accepting FASTA payments through FASTACheckout.

With your FASTA virtual card or payment options, you can purchase a wide range of products and services from Michanic, Macwave, Netlink, My Mobile ZA, Game4U, iStore, Rugged-Phones, Phonetradr, PowerBite, Cubot Smart Phones, AutoStyle Sport, Travelcheck, Epic Deals, and Cellucity.

A fully automated decision process

FASTA is a South African financial services provider that aims to provide quick and simple access to financial resources anytime, anywhere. They use advanced technology to provide customers with credit in minutes, which can be used both online and in-store.

Their fully automated decision-making engine ensures that the application process is entirely online, self-service, paperless, and easily accessible through their website or partner retailers’ sites.

FASTA offers responsible and transparent lending practices, complying with NCA regulations to ensure that loans are only granted after careful evaluation of the customer's financial circumstances.

FASTA Services

FASTA is a leading provider of payday loans to South Africans, with loan amounts ranging from R500 to R8,000.

Need more breathing room?

Unlike other lenders that require repayment in a single instalment, FASTA offers more flexible terms, allowing borrowers to select one, two, or three instalments. This makes their online loans more affordable and also increases the likelihood of qualifying for a larger sum.

The straightforward online application process

FASTA's online application process is straightforward, and they offer instant payouts upon loan approval. Their automated systems and processes allow for speedy service without the need for human intervention.

They are a registered credit provider with bank-grade security features and adhere to strict privacy policies to safeguard customer information.

The benefits of choosing FASTA

By opting to spend money with their virtual card, customers can make purchases using their smartphone wherever Mastercard payments are accepted or where Snapscan and Zapper are used through VodaPay.

Customers can shop in-store at top retailers like Cape Union Mart, Cellucity, iStore, Keedo, Old Khaki, Poetry, and Tread+Miller.

10 benefits of using FASTA

  1. FASTA provides quick and easy access to payday loans.
  2. Their online application process is simple and easy to use.
  3. You can get approved for a loan in as little as 5 minutes.
  4. The loan amount you can borrow ranges from R500 to R8,000.
  5. FASTA offers flexible repayment terms with options for 1, 2 or 3 instalments.
  6. You can receive your loan payout instantly.
  7. There are no complicated requirements such as payslips, proof of address, or signatures.
  8. You can use your FASTA loan to make purchases with your virtual card or make online payments.
  9. FASTA is a registered credit provider in South Africa.
  10. Their automated systems and bank-grade security features ensure your information is safe and secure.

FASTA – Payday Loan

  • Loan Type Payday Loans
  • Loan Amount up to R8,000
  • Repayment 1 instalment to 3 instalment

Benefits of FASTA

  • Simple online loan applications
  • Get approved within minutes
  • Flexible repayment terms

Payday Loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Say goodbye to hassle and hello to fast cash with FASTA's simple process

FASTA provides quick, flexible, and secure payday loans to South Africans which can be repaid in up to three instalments.

Their application and approval process is entirely automated, allowing them to deliver funds to approved applicants in as little as 5 minutes. FASTA is a registered credit provider that follows strict privacy policies and employs bank-grade security features to protect its customers' information.

Additionally, they offer three ways to receive and spend loan funds, including using their virtual card for in-store purchases at popular retailers.

Payouts in just 5 minutes - now that’s convenient!

FASTA offers a speedy, entirely automated application, approval, and payout process. They can deliver the cash you need in just 5 minutes!

With their advanced bank statement retrieval system, you can grant FASTA one-time access to your bank statements and complete your application without navigating away from their website.

Plus, there's no need to worry about payslips, proof of address, or signatures - their requirements are simple. They offer up to R8,000 in loans, with the flexibility to pay in up to 3 installments.

Are you eligible for a FASTA payday loan?

FASTA is a registered credit provider, so you can trust that they're a reputable company. To apply for a payday loan, you just need to be 18 or older, have a valid South African ID number, and have a bank account. You'll also need to provide your most recent 3-month bank statements.

Ready to apply for a FASTA loan?

It's easy and can be done in just 3 steps! Use the slider on their website to select your desired loan amount and installment plan.

Then complete their online application, including an affordability assessment and securely downloading your bank statements. Once you've reviewed and accepted their loan offer, the cash will be credited and ready to use!

man holding thumbs up

FASTA is a trusted & reliable provider of payday loans

In our review, FASTA adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FASTA is a registered credit provider in South Africa: NCRCP10591

FASTA Contact

Contact Number

  • not available



Physical Address

  • 3rd Floor, Spaces, Dock Road Junction, Cnr Stanley & Dock Road, V&A Waterfront Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • not available