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MBC Finance

  • Payday Loans up to R4,000
  • Low-interest starting from 19.6%
  • Repayment up to 30 days

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MBC Finance homepage
Author MBC Finance. Screenshot of MBC Finance website.
[Accessed May 11, 2023]

About MBC Finance

MBC Finance is a reputable personal loans company that has been providing clients with direct access to payday loans for over 14 years.

They believe in prompt service delivery and have a large number of satisfied clients. MBC Finance offers personal loans for up to R2000 over 30 days with fixed payments, ensuring that your repayments will never change, even if interest rates do.

They have a real-time approval process that ensures quick approval and same-day payout. Applying for a loan at MBC Finance is simple, fast, and entirely online, with no endless paperwork or unnecessary phone calls.

MBC Finance provides personal loans with a difference. Their service is available online, making it simple and convenient.

A team of dedicated professionals: ready to serve

The team of experienced professionals is dedicated to providing excellent customer service and assisting clients in finding the best loan options available to them.

They also offer financial advice to help clients manage their finances more effectively.

MBC Finance is committed to providing responsible lending practices and ensuring that clients fully understand the terms and conditions of their loans before entering into any agreements.

An 84% daily client approval rate: what this means for you

MBC Finance boasts an impressive 84% daily approval rate for their personal loans, which means that borrowers have a higher chance of getting approved for a loan on the same day they apply.

This is particularly helpful for those who are in need of urgent financial assistance or have unexpected expenses that need to be paid off quickly.

With MBC Finance's efficient loan approval process, borrowers can have access to the funds they need in a timely manner without having to wait for days or weeks for their loan application to be processed.

The high approval rate also indicates that MBC Finance has a thorough understanding of its client's financial situations and strives to provide them with the necessary financial assistance they require.

MBC Finance Services

MBC Finance offers short-term loans, long-term loans, and even payday loans, to help you manage any financial situation that may arise.

They have an 84% daily approval rate, meaning you could receive your loan in as little as 24 hours! Say goodbye to endless paperwork and unnecessary phone calls - with MBC Finance, you can easily apply online, get approved quickly, and receive your funds promptly.

What are payday loans

MBC Finance provides payday loans to clients who need short-term financial assistance. Payday loans are a type of unsecured loan where the borrower can receive a cash advance based on their upcoming paycheck.

These loans are typically due on the borrower's next payday and can range from a few hundred to a few thousand rands. MBC Finance offers quick and easy approval for payday loans, making it a convenient option for those who need money in a hurry.

It's important to note that payday loans typically have higher interest rates and fees than other types of loans, so clients should carefully consider their financial situation before applying.

MBC Finance strives to provide responsible lending practices and ensures that clients understand the terms and conditions of their loans before entering into any agreements.

Benefits of using MBC Finance

  • Quick and easy application process: MBC Finance offers a simple and hassle-free online application process that saves you time and effort.
  • Same-day loan approval: MBC Finance has an 84% daily approval rate, which means you can get your loan approved quickly and receive the funds on the same day.
  • Flexible loan options: MBC Finance offers various loan options, including short-term loans, long-term loans, and payday loans, to suit different financial needs.
  • Affordable repayments: MBC Finance provides affordable repayments for their loans, which are structured to ensure that the borrower can comfortably repay the loan without compromising their budget.
  • No hidden fees: MBC Finance is transparent about the fees and charges associated with their loans, and there are no hidden fees or charges.
  • Financial advice: MBC Finance offers financial advice to their clients to help them manage their finances more effectively.
  • Experienced staff: MBC Finance has a team of experienced professionals who are dedicated to providing excellent customer service and finding the best loan options available to their clients.

MBC Finance – Payday Loan

  • Loan Type Payday Loans
  • Interest Rate from 19.6%
  • Loan Amount up to R4,000
  • Repayment 7 days to 30 days

Benefits of MBC Finance

  • Affordable payday loans
  • No paperwork
  • Quick online applications
  • Convenient repayment terms

Payday Loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Payday loans approved in just minutes

They offer clients various loan options, including short-term loans, long-term loans, and payday loans.

Their commitment to responsible lending practices means that they provide customised solutions to meet your unique financial needs while offering financial advice to help you manage your finances more effectively.

Their online loan application system is convenient and requires minimal paperwork, making the loan application process quick and easy.

To apply you must:

  • be 18 years or older
  • have a South African ID document or passport
  • be employed and have a regular income
  • have an active South African bank account
  • must provide a copy of their latest payslip, three-month bank statement, and proof of residence.

Ready to apply? Here’s the step-by-step process:

  1. Visit the MBC Finance website and click on the "Apply Now" button on the homepage.
  2. Fill out the online application form with your personal and financial information.
  3. Upload the required documents, including a copy of your ID document, latest payslip, latest three-month bank statement, and proof of residence.
  4. Submit your application.
  5. Wait for one of MBC Finance's trained consultants to contact you to your details. If your loan is approved, the money will be deposited into your bank account within 24 hours.

What else does MBC offer?

MBC Finance offers a debt consolidation service to help clients who may be struggling to manage multiple debts. With debt consolidation, clients can combine all their debts into a single, manageable loan with lower monthly payments and interest rates.

The company has a blog section on their website where they post helpful articles on personal finance and money management.

MBC Finance Contact

Physical Address

  • Shop 4, Palm Centre, Corner Old Main Rd, Isipingo Rail Durban 4133 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed