Rating based on 11 reviews


  • Short-term Loans up to R4,000
  • Low-interest up to 60%
  • Repayment up to 32 days

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Boodle homepage
Author Boodle. Screenshot of Boodle website.
[Accessed May 11, 2023]

About Boodle

Boodle is a registered financial services provider that has been operating since 2010.

They’re registered with the NCR and pride themselves in giving South Africans the financial freedom they seek. Boodle abides by the National Credit Act 2005.

Boodle’s values

  • Dependable - They’re reliable and always available
  • Innovative - Their online platform makes it easier for you to get your boodle faster.
  • Passionate - They’re passionate about giving you exceptional service.

But that’s not all.

They can grant you the financial independence you need so you can take ownership of your life and break free from your financial woes.

Boodle aims to put a smile on your face because it’s not just about the money, it’s also about achieving freedom and an ideal lifestyle.

They assist in keeping your credit healthy

Boodle believes taking out a personal loan should add in to all your positive desires, that’s why they assist you by checking your credit rating before determining how much you can afford to pay back.

They’ve no hidden costs that will come back to haunt you at a later stage. They’ll make sure they give you all the necessary details about how much to pay from the very beginning. Boodle promotes responsible lending and discourages reckless credit granting and over-indebtedness.

Your personal details are secure

When you decide to apply for a personal loan with Boodle, you can rest assured that your personal details will not be shared with third parties.

Boodle Services

Boodle has always had the desire to create affordable personal loans that South Africans can easily access.

These can be used to deal with any financial disaster. You’re a few steps away from making an informed financial decision that can help you through any tough day, week, month, or year.

How to choose the amount you wish to borrow

Boodle has come up with a smart way in which they can assist you to ease through any financial pinch or unexpected expense. By using their Smile Detector, you get to decide the amount of money you’d prefer to borrow and how long it would take you to pay it off.

The smart detecting system has levels that showcase how much interest you’ll be charged for the amount you wish to borrow. Boodle takes care of its people and would never lure you into taking more money than you can afford.

How the Boodle Smile Detector works

The smile-detecting system consists of smiles, which happen to determine the loan amount you qualify to receive.

If you pay back your personal loan in the agreed time, Boodle will reward you by placing your smile high up on the rank, meaning that the Boodle you get also increases.

Every time you pay on time, the higher the smile rewards, thus maximizing your chances of qualifying for a larger loan amount with longer payment terms.

More reasons to smile

A single Boodle smile can offer you a loan of up to R4,000. By reaching 5 smiles, you’ll be offered a short-term loan amount of R8,000 over 6 months. Furthermore, if you’re a regular Boodle client, later applications are approved with speed and ease.

Please note that first-time applicants won’t be granted a loan of more than R3,000.

Boodle – Short-term Loan

  • Loan Type Short-term Loans
  • Interest Rate 60%
  • Loan Amount up to R4,000
  • Repayment 2 days to 32 days
  • Decision 10 minutes

Benefits of Boodle

  • Loans paid out in 10 minutes
  • Use the SmileDial to choose the amount
  • Quick online loan application

Short-term Loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Boodle offers loans of up to R8,000

Boodle can offer you a loan of up to R8,000, depending on a variety of factors such as a complete credit check detailing all your personal information like your:

  • Name
  • Surname
  • Credit history
  • Credit Score
  • Bank details

Advantages of applying at Boodle

  • You choose how much you want to borrow and for how long
  • Interest and fees are calculated before you begin the application process
  • All documents and agreements are simple and straightforward
  • Queries from Credit Bureaus are done with your consent
  • You receive valuable insights about your application
  • Calculations determining your affordability are done to protect you from being financially overburdened
  • Their quotations last up to five days

Faster payout after the verification process

With only just a couple of minutes to complete the online loan application, you can be rewarded with a Boodle that can take your financial miseries away. A faster payout is highly dependent on how accurate and relevant the information you’ve provided is.

Assisting their customers is what Boodle does best. They don’t want to put you in more debt and cause you unnecessary stress. Once you’ve successfully passed through their verification process, they’ll grant you the loan offer to use as you see fit.

A fast and simple online application

Boodle’s online application is pretty simple and fast and will only take you a few minutes. You can either do it in the traditional or the modern way. Boodle has developed the 5:10 rule, which simply means by following the 5 simple steps, you could be on the receiving end of a personal loan in around 10 minutes of your time.

One needs to adhere to the following criteria and provide the following documents in order to be eligible for a loan:

  • Be 18 years older
  • Valid South African ID
  • Proof of Residential Address
  • Latest payslip
  • 3 months' bank statement

Accept your quote

The rule of thumb would be to have all your information on hand and complete the application to bag yourself the Boodle you desire.

You’ll need to accept the quote they’ve offered to you, and then after approval, the money will be deposited to your bank account within 10 minutes or 2 hours, depending on which application process you’ve selected.

Get your life back on track

Boodle aims to offer you that renewed feeling of satisfaction to tackle all your life’s setbacks. They intend to do this by offering you a personal loan that is specially crafted with you in mind. So, no matter what you need the cash for, allow Boodle to assist you with a personal loan.

Life is unpredictable and there’s no way you can predict what life will throw at you. However, when money seems to be at bay, help is always available for you at Boodle.

man holding thumbs up

Boodle is a trusted & reliable provider of short-term loans

In our review, Boodle adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Boodle is a registered credit provider in South Africa: NCRCP5361

Boodle Contact

Physical Address

Postal Address

  • Suite 86, Private Bag x1, Melrose Arch, 2076, South Africa

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed