Unifi

Unifi is a registered credit provider that offers short-term loans to individuals that are formally employed.

They assist people across Southern Africa with loans, offering repayment terms from 1 to 6 months. Their goal is to give you the opportunity to overcome obstacles and reach your goals. Unifi has offices in Zambia, South Africa, Uganda and Kenya, allowing them to serve clients from South Africa, and the Sub-Saharan region.

Easy access to short-term finance

Unifi’s mission is to ensure that hard-working individuals who experience temporary setbacks or need short-term finance for a project have easy access to it.

Unifi’s leadership team have decades of combined experience under their belt to ensure you get the best service when applying for your short-term loan.

Unifi is registered with the NCR, which is the National Credit Regulator. The NCR is a government department that ensures fair lending practices among loan providers.

Affordable short-term credit

Unifi is creating solutions to financial emergencies with its affordable short-term loans. There are a number of situations where you need a financial injection. Unifi is making the lending process quick and easy to get you back on track.

This financial services provider is based in Stellenbosch and has listed several ways to contact them.

Unifi has been offering easy and affordable finance options since 2006. Before they were known as Unifi they went by the names Cobol and Dumani.

Focused on the customer experience

Unifi’s LinkedIn and Facebook pages are all about their customers. Regular responses and good reviews are a testament to their focus on your journey. The simplicity of the application process is another way they make it easier for you.

Everything has become fast-paced. People do not have time to stand in a queue or fill in tedious forms. Unifi has a simple, quick online application process which eliminates the need to take time off to apply for an emergency loan.

Unifi offers short-term loans of up to R8000.00 with repayment options of 1, 3 or 6 months.

These short-term loans, also known as payday loans, are one of the most commonly applied for credit products in South Africa.

Short-term credit ideal or emergencies

Unifi offers a specialised service. They only have short-term loans and are experts in the field. Instant or same-day payment is essential for emergency loans, and by removing the queues and paperwork Unifi can react immediately to a request for a loan.

• Loans offered by Unifi are term loans, which means that you won’t have access to revolving credit. If you need to apply for a second loan it’ll be a separate transaction.
• Loan amounts are capped at R8000.00 to ensure responsible lending practices, Unifi does not want to make you over-indebted.
• Maximum repayment term is 6 months to allow you to repay the debt quickly.
• Same-day payment of your loan amount, if your loan is approved.
• Home page loan calculator, to assist you in deciding affordability on repayments.
• Access to free online tools to assess and maintain your credit score.
• Online application process.
• Simple uploading of documents on their website.
• Easy to follow directions during the application process.
• Registered with the NCR.

Unifi offers more than a typical debt review service, they offer a viable and convenient solution when you need it.

Who qualifies for a Unifi short-term loan?

People who are over the age of 18 with proof of identity, are formally employed and have an active bank account can apply for a loan.

If you’re blacklisted or under debt review, you may not qualify for an Unifi loan. For more information on your credit score, there are links to free tools on the Unifi website.