FNB

First National Bank (FNB) is one of the largest banking institutions in South Africa. Established in 1838, FNB has been providing banking and financial services to South Africans for over 180 years.

As a subsidiary of the FirstRand Group, FNB prides itself on being a forward-thinking and innovative financial institution that strives to meet the diverse needs of its customers.

A rich history of innovation

FNB has a long and storied history of innovation in the financial sector. The bank was the first in South Africa to introduce online banking and mobile banking, and it was also the first bank in the world to introduce biometric authentication technology.

With a focus on customer-centric solutions, FNB has remained at the forefront of banking technology and continues to lead the way in digital innovation.

Exceptional customer service

At FNB, customer satisfaction is a top priority. The bank offers a range of customer service channels, including online banking, telephone banking, and in-branch assistance.

FNB also has a dedicated team of customer service professionals who are available to assist customers with their banking needs. With a commitment to exceptional customer service, FNB is dedicated to building strong and lasting relationships with its customers.

Innovative technology

FNB is known for its innovative use of technology, and the bank is constantly developing new solutions to help its customers manage their finances more efficiently.

From biometric authentication to online and mobile banking, FNB's technology solutions are designed to make banking more accessible and convenient. With a focus on digital innovation, FNB continues to lead the way in the financial sector.

FNB, one of the leading banks in South Africa, offers a range of short-term loans to meet the varying needs of its customers.

These loans are designed to provide quick and convenient access to funds for unexpected expenses, emergencies, or other short-term financial needs.

A wide range of short-term loans

FNB offers several types of short-term loans, including personal loans, revolving loans, and overdraft facilities. The loan amounts and terms vary depending on the type of loan and the borrower's financial profile.

Personal loans can be taken for amounts up to R300,000 with a repayment term of up to 60 months.

Revolving loans provide access to a line of credit up to R250,000, while overdraft facilities allow you to overdraw your account up to an agreed limit.

Short-term loans offered by FNB

FNB offers short-term loans, which are designed to meet your immediate financial needs. These loans are typically unsecured, meaning you don't need to provide collateral to secure the loan.

The loan amounts range from R250 to R150,000, and the repayment terms range from 1 to 60 months. You can use the loan for any purpose, including paying bills, home renovations, or unexpected expenses.

Competitive interest rates and fees

The cost of borrowing money from FNB depends on various factors, including the loan amount, repayment term, and your creditworthiness.

The interest rates for short-term loans range from 13% to 27.5% per annum, and you may be charged a once-off initiation fee. FNB also charges a monthly service fee.