FinChoice

When unexpected expenses arise, it can be challenging to secure a loan if you have a poor credit score.

That's where FinChoice comes in. As a trusted lender in South Africa, they offer a range of bad credit loans to help individuals with less-than-perfect credit histories access the funds they need.

Founded in 2009, FinChoice is a subsidiary of HomeChoice Holdings Ltd, a leading retailer and financial services provider in South Africa. With a focus on providing accessible and affordable financial solutions, FinChoice has become a trusted name in the industry.

Get a loan up to R40,000

FinChoice's Flexi Loan offers the perfect solution for those who need quick cash.

With personal loans up to R40,000, customers can borrow up to R8,000 and pay it back within 6 months. What's more, customers who complete their repayments can qualify for more.

FinChoice’s unique Personal Protection Plan

FinChoice understands that unexpected events can happen in life.

That's why they offer their Personal Protection Plan, which provides cover in the event of job loss, disability, or death. This plan offers peace of mind and financial security for those who need it most.

Committed to serving you with a smile

Their friendly and professional team is available to assist with any queries, and they aim to provide a hassle-free experience.

They pride themselves on providing exceptional customer service. Their team of knowledgeable and friendly customer service representatives are available to answer any questions you may have and to help you throughout the loan application process.

FinChoice offers personal loans of up to R40 000, with a flexible repayment term of up to 24 months.

Customers can also apply for a Flexi Loan, which allows them to qualify for up to R8 000 that they only have to pay back within 6 months. Completing the repayment on time can help customers qualify for more in the future.

Need insurance on your loan?

In addition to personal loans, FinChoice offers a range of other financial products, including insurance products like their Personal Protection Plan, which provides cover in case of loss of job, disability, or death.s

They also offer savings and investment products, as well as debt consolidation services to help customers manage their debt more effectively.

How much will your Finchoice loan cost you?

The interest rates and fees charged by FinChoice depend on a number of factors, including the loan amount, the repayment term, and the customer's creditworthiness.

Customers are encouraged to review the terms and conditions carefully before applying for a loan to ensure they understand the full cost of the loan.

Advantages of using FinChoice:

• Flexible repayment terms: With repayment terms of up to 24 months, customers can choose a repayment schedule that works for them.
• Fast and easy application process: FinChoice offers a quick and easy online application process, with a response within minutes.
• Personal Protection Plan: Customers can have peace of mind knowing that they are covered in case of unexpected events like job loss, disability, or death.
• Debt consolidation services: FinChoice offers debt consolidation services to help customers manage their debt more effectively.
• Competitive rates: FinChoice offers competitive rates and fees for their loans.
• Privacy and security: FinChoice takes the privacy and security of its customers' personal and financial information seriously. They use advanced security measures to protect customer data and only collect and use the information for the purposes of providing financial services to their customers.