Better Bond

Better Bond is South Africa’s most established bond origination service provider. They’ve been in the business for over 20 years and have developed close relationships with South Africa’s leading mortgage providers.

They’re able to assist you in accessing the most affordable and competitive home loans by leveraging these relationships and ensuring your application is taken care of.

They have more than twenty branches across the country and, have some of the best home loan approval rates! If anyone’s going to ensure you get approved and access the best deal, it’s them.

Lenders on Better Bond’s panel:

• Nedbank
• FNB
• RMB
• Sentinel Homes
• ABSA
• Standard Bank
• Investec
• iThala
• Housing Investment Partners

Part of the BetterHome Group

Better Bond is a division of the BetterHome Group and boasts 500 team members comprising some of the country’s most experienced professionals.

Their bond originators are able to assist you with their expertise not only in bond finance but in the home buying process. They will ensure they assist you in securing the best possible deal by applying to multiple banks and negotiating rates on your behalf.

Better Bond clients save an average of 0,61% on interest

On average, Better Bond’s customers receive an interest rate reduction of 0,61% and more than 90% of applicants who applied for a pre-approval end up with an approved home loan offer. These lead to great savings and negotiating power when house hunting.

Top rated service provider on HelloPeter

Better Bond has an excellent reputation among clients who've made use of their services and their HelloPeter ratings are fantastic. Hundreds of happy customers have nothing but praise and gratitude toward the experienced and friendly bond originators.

Better Bond is a bond origination form that can assist you in securing a home loan from any of the major banks in the country.

You can either apply for a home loan through their online application, via your real estate agent or, by sending Better Bond all of your documents by email.

Remember, Better Bond will not only apply to the bank you regularly bank with, who is likely to offer you the best deal since you have a history with them, but they will apply to all lenders.

You may even qualify for a Government subsidy and in these cases, they’ll help you figure out what you qualify for and direct you on how to apply.

Benefits of using Better Bond

• The service is completely free
• Apply to all the major banks in one application
• Have a professional originator negotiate rates on your behalf
• Send your documents only once and get a response from all lenders
• Enjoy quick approval
• Have a professional assist you in reviewing and negotiating offers
• Better Bond will increase your chances of approval (their approval rate of 77% beats that of 35% that homeowners who apply on their own have)

Get pre-approved with Better Bond

Pre-approval does not guarantee that you’ll be approved for a home loan once you’ve signed an Offer to Purchase but, it has some benefits. It’ll ensure you and your spouse’s credit histories are reviewed for any issues and it will let you know your affordability based on your current combined income.

Better Bond offers you 100% free pre-approval that will let you check your credit score, figure out how much you can offer when buying, and give you some much-needed bargaining power.

You can also use their bond repayment calculator to check what your monthly repayments would look like at different purchase amounts. They can also help you estimate transfer and bond registration fees, both of which you, as a buyer will have to cover.

Types of home loans Better Bond can help you secure:

• Regular home loans with a common 20-year loan term
• Loans for vacant stands and building loans
• Loans on existing property
• Commercial property finance