MultiNET

MultiNET home loans is a privately held company with headquarters in Weltevreden Park in Johannesburg.

They specialise in the acquisition of

• Home loans
• Life insurance
• Short-term financial bridging

MultiNET is committed to empowering you

MultiNET is dedicated to providing an all-inclusive service. This service equips you with all the necessary information needed to make a well-informed decision when entering the property market. They’re committed to empowering you towards a secure and sustainable future.

As bond originators in South Africa, they strive to not only offer as much information as needed but also to assist you to find the perfect home loan.

Who is MultiNET?

The company currently boasts 73 employees across the country of which the key role players are:

• Vuyiswa Ramokgopa – Chairperson, CEO, Non-Executive Director
• Charles Gillon – Lead Service Provider at MultiNET home loans
• Karon Wiercx – Bond Originator and Coach

The MultiNET brand promise

A brand promise is referred to as a service level agreement and is the cornerstone of a company. This service level agreement is the standard of service delivery that you can expect from MultiNET.

They’re continuously searching for innovative and efficient ways to improve the service delivery standard. The main goal is to be South Africa’s number one choice of bond originator.

This brand promise is broken down into three main aspects that include:

1. Service delivery excellence – The team at MultiNET works tirelessly to guarantee that you are offered a one-of-a-kind service by their dedicated, caring, and professional team of bond originator experts.
2. Your dreams are secured – Their main concern is your financial health and securing your dreams when it comes to home ownership and short-term financial needs.
3. Your lifestyle is protected – MultiNET provides you with innovative and up-to-date products that will offer you protection in unforeseen circumstances.

What’s the role of a bond originator?

A bond originator acts as a negotiator between you and financial institutions offering home loans.

They assist you to compile one well-put-together and presentable home loan application that is submitted to all major banks on your behalf.

They have strong and trusted relationships with major banks across the country. This enables them to negotiate better rates and subsequently get you the best deals available.

Calculate every aspect of your home loan

Your financial health includes making informed decisions and sticking to what you can afford. MultiNET has a few useful calculators that can assist you with every financial aspect of your home loan.

These calculators include:

• Bond qualifying calculator – Based on your financial position, you can see what your affordability amount can be.
• Bond and transfer cost calculator – Calculate what your total bond and transfer costs will be.
• Monthly repayment calculator – This tool enables you to get a clear picture of what you’ll be repaying monthly
• Deposit-linked calculator – Calculate your total savings when purchasing a home with a deposit in place.
• Pre-qualifier calculator – Based on a complete breakdown of your income and expenses, see how much you can pre-qualify for.
• Extra payment calculator – With this calculator, you can see what your savings are when you pay extra instalments on your home loan.

Insurance to protect your new home

MultiNET is serious about insurance. They believe in protecting your valuable assets from unforeseen situations. There are a few insurance options to choose from:

• Homeowners cover – This insurance will have you enjoy cover for the structure of your home in the event of a fire, flooding, plumbing, and natural disasters.
• Mortgage payment protection – This is essentially a life insurance policy that will help to pay off your bond in the event of death, dread disease, or accidental or forced loss of income.