Debt Free With Armani

Tania Dekker who is the CEO and Founder of Debt Free with Armani holds 15 years of finance experience.

She officially registered as a debt counsellor in 2009 and is very passionate about aiding South Africans to live debt-free life. For two years in a row, she has been voted as one of the top 5 debt counsellors in South Africa.

9 reasons why you should go under debt review

1. You’re at a point of being scared your credit cards will be declined every time you use them.
2. You no longer answer calls as you suspect that these could be from debt collectors.
3. Your cheque account has reached and always carries an overdraft balance.
4. You find it hard to save.
5. Your credit card has a balance.
6. You find yourself spending all your money at once.
7. You’re under the impression that if you’ve paid your bills at the right time, then you’ve done your best.
8. You make use of other credit cards to pay for other debts.
9. You have no financial strategies in place.

When someone goes under debt review, what does this mean?

This is a legal process that sees your debt counsellor devising a reasonably priced repayment arrangement by negotiating with your credit providers.

You get to pay one instalment every month through a distribution agency from Debt Free with Armani, and what they do is they see to it that your debt is paid.

What do you stand to receive by going under debt review?

Debt review is a debt rehabilitation programme that works to protect you from harsh creditors who’re on the verge of taking legal action against you.

This is a win-win situation as it places you and your credit provider at an advantage, you get to keep your possessions while they save from costly legal action proceedings. Since the debt review fees are managed by the National Credit Regulator, protecting you from being more debt strained.

How to request a budget calculator

The one advantage of using a budget calculator is that you’re fully aware of your savings and debt. To be offered a copy of Debt Free with Armani debt calculator, you’ll need to fill out the form available on their website. They’ll send the budget calculator via email, so you can track your cash flow and start saving.

This is a lengthy process which can take two full months to complete. Deciding to go under debt review is a good choice to make.

This is because it gives you a solution to all your debt issues while ensuring that your worth is not lost. By religiously following the designed payment plan set for you, you can in no time find yourself debt free.

5 steps to become debt-free

1. Debt Free with Armani offers you a consultation
2. Credit Bureaus and credit providers are notified
3. A structured payment arrangement is designed for you
4. They apply for a court order on your behalf
5. Ascertain that your payments are paid every month.

What can Debt Free with Armani offer you?

They’re big on honesty and transparency. Everything you discuss with Debt Free with Armani is kept safe and confidential, meaning that your financial future with them is protected.

They take responsibility. They’re responsible for every choice they assist you with and take responsibility for the advice they give to you on this path.

Driven by passion. Their passion is what drives them to continue transforming many South Africans.

They are always concerned about your financial well-being. With good intentions, your financial concerns will always be their top priority.

Debt Free with Armani is proud of the talent and skills their team possesses and is not ashamed to show off a set of qualities that they use to support and keep you happy.

They rated themselves as being good at

1. Removing debt
2. Handling and managing your creditors
3. Being firm and soft towards you
4. Offering you an improved life
5. Always rooting for you
6. Assisting you to be free from debt

Budget training and Employee assistance programme

Debt Free with Armani holds mini sessions that help consumers put together a budget planner that can be utilised every month. This training details the importance of budgeting and advice on how to minimise expenses every month.

They also have an employee programme that’s specifically created to rectify problems such as financial, family, and marital matters etc.