Johan Wepener Debt Counsellors

The inability to honour your debt payments has become a real problem in South Africa. To challenge these issues, Johan Wepener Debt Counsellors was founded in 2007. Their aim is to help South Africans who are drowning in debt.

Johan Wepener is accredited by the National Credit Regulator (NCR). The NCR is a department that ensures the fair lending practices of financial institutions in South Africa.

As an accredited member, Johan Wepener can negotiate with your creditors on your behalf, non-accredited financial institutions may not.

Meet Johan Wepener’s team

Johan Wepener is an accredited debt counsellor and founder. His administration manager, Gail is an accredited counsellor too and they work together to see that you become debt free.

Why do we need debt counselling?

Irresponsible credit practices have resulted in South Africans from all walks of life, becoming over-indebted.

In some cases, the situation has become so dire that monthly credit obligations leave people with less money than they need to cover their basic necessities. It’s, for this reason, companies like Johan Wepener Debt Counsellors have been established.

Happy, debt-free clients

Johan Wepener is proud to display comments from customers. There are testimonies and thank yous from people who have benefited from their services.

There’s no better way to judge a business than by what its clients say about them. If you’re considering debt counselling, pop over to their website to view their reviews and see for yourself.

Johan Wepener offers debt review to help you get back on your feet and debt free. Before you go under debt review your credit and income need to be assessed to see how the team can best help you.

Debt review assessment

You’ll need to complete an assessment detailing all your credit obligations, with details. You’ll need to include what the credit is for, who it’s owed to, the total outstanding, monthly instalments and account numbers.

Include any income in addition to your salary that you regularly receive. When your application is complete an accredited debt counsellor will assess your application to see if they’re able to assist. If you’re not over-indebted you won’t qualify for debt counselling.

What exactly is debt counselling?

Debt counselling is a process where an accredited professional negotiates with your creditors to ensure an affordable repayment plan is created. This means you can meet your credit obligations and still live your life while paying off your debt.

How does debt review work?

• First, you’ll need to undergo an assessment, either online or contact Johan or Gail.
• If you qualify for debt review, the counsellor will explain to you that they’ll negotiate on your behalf with your creditors.
• The counsellor will explain how some of the creditors will react. Though every creditor generally just wants to get their money back some may be a bit difficult.
• Your counsellor will inform you that your status as under debt review will be reported to the credit bureaus to prevent you from getting any further into debt.
• From this information, you can make an informed decision.