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Debt Map

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  • Debt Relief Solutions
  • Reduced Interest Rates
  • Effective Debt Management

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Debt Map homepage
Author Debt Map. Screenshot of Debt Map website.
[Accessed May 9, 2023]

About Debt Map

Debt Map has been in the debt counselling business since 2013. They’ve assisted thousands of over-indebted South Africans to find sustainable solutions to becoming debt-free.

Debt Map understands that just like their clients, every debt situation is unique and therefore requires a tailor-made solution.

Your financial well-being is Debt Map’s first priority

With the rising cost of daily living in South Africa, more and more people have found themselves over-indebted. Debt Map has committed itself to offering you solutions that ultimately lead to becoming debt-free.

Debt Map’s vision and mission

Dept Map started with a vision to become South Africa’s go-to for financial and legal advice. Coupled with this vision is their powerful mission. They strive to provide you with appropriate and affordable advice for all your financial and legal needs.

The core values you can expect from Debt Map

Every company has a value system that tells you how you can expect to be treated. At Debt Map the core values are simple.

They promise to treat you with integrity and to always be honest. Their service to you’ll be delivered with greatness and conscientiousness. Last but not least, to keep your information confidential and accept accountability for their actions.

Debt Map’s achievements to date

Debt Map is proud to have served more than 40,400 customers and to have played a part in their financial well-being. They currently employ 30 well-experienced financial and legal experts to assist you. With 14 years of experience in the industry, they boast 18,700 successfully debt-free customers.

These numbers speak of dedication to their vision, mission, and values.

Debt Map Services

Debt Map provides a debt relief service that’s available to over-indebted South Africans.

This service is in line with the National Credit Act of South Africa. They’ve established strong and lasting relationships with many creditors and can therefore negotiate for the restructuring of your debt on your behalf.

What can Debt Map do for you?

By restructuring your current debt, Debt Map’s service extends to more than negotiations. These include:

  • No more harassment – When under debt counselling, you don’t have to worry about any more threatening or harassing calls from debt collectors.
  • Financial management – By restructuring your finances, they serve as an educational opportunity for the management of your future personal finances.
  • Unlock cash flow – This enables you to pay one amount on all your debt, saving you interest and giving you more cash flow.
  • No legal action – When a restructured amount is negotiated, you’ll be safe from judgments, legal action, or seizure of your property.
  • Gives you control of your finances – Their service gives you the opportunity to manage your money better for the future.
  • Better credit score – With debt counselling you have the opportunity to clear your credit record.

Debt Map can assist you with a debt consolidation loan

Apart from debt counselling, Debt Map has a few other services on offer to help you take care of your debt. One of these methods is a debt consolidation loan.

This loan will enable you to pay off the total amount of debt. You’ll pay off all your debt in a single payment and save on interest.

Debt Map has a consolidation calculator

You need to be sure that you can afford a consolidation loan from Debt Map before applying. They offer consolidation loans from R5,000 and repayment terms of between 12 months and 60 months.

Debt Map – Debt Counselling

  • Loan Type Debt Review

Benefits of Debt Map

  • Save on interest rates
  • One affordable monthly repayment
  • Become debt free

How can you apply for debt counselling?

Debt counselling is the acquisition of a service that allows a debt counsellor to negotiate a lower repayment instalment on your current debt. They assess your current debt situation and take into account your living expenses.

After negotiations, the agreed-upon instalment, if paid monthly until the debt is settled, enables Debt Map to protect you from any further action against you.

Let Debt Map call you back

To file for debt counselling with Debt Map you can complete a call-me-back questionnaire on their website. At the top of the Debt Map homepage, you’ll see a button reading our services. From the dropdown menu, you can select the debt counselling option.

When the page opens, you’ll see the call-me-back questionnaire. You’re required to enter your name, email address, phone number, and nett income. If you’ve read and understood the terms and conditions you can tick the box and request a call back from Debt Map.

What you can expect from a typical debt counselling session

  1. You’ll contact a debt counselling service and apply for debt counselling.
  2. They’ll require you to provide them with information like:
    • South African ID document/Smart card
    • Proof of your current residence
    • Your employment details
    • A complete breakdown of your monthly income and expenses
    • A complete list of all your current creditors
  3. The debt counsellor will assess your financial situation and work out a detailed plan with restructured payments to your creditors, taking into consideration your monthly living expenses.
  4. The restructured instalments will be negotiated with your creditors.
  5. You’ll be placed under debt counselling and be required to pay one monthly instalment on your combined debt until you are debt-free.

Why is a good option

  • It gives you a monthly cash flow
  • Offers protection from further action against you
  • Equips you with money management skills
  • Improves your credit score
  • Gives you control over your finances

Let Debt Map be the solution you need

Being over-indebted is becoming more common in South Africa. If you feel that your finances are getting you down, let Debt Map help you to find a sustainable solution. There is no need to suffer because of debt.

They’re fully compliant with the National Credit Act and can offer you a safe, reliable, and tested way to manage your debt responsibly. Get the help you deserve today from Debt Map.

Debt Map Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 09:00 – 11:30
  • Sunday – Closed