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Debt Rescue

  • Free Debt Assessment
  • Protection from Creditors
  • Restructured Payment Plan

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Author Debt Rescue. Screenshot of Debt Rescue website.
[Accessed May 9, 2023]

About Debt Rescue

Debt Rescue is one of South Africa’s leading debt review service providers, operated by experienced professionals with backgrounds in law, accounting, banking, and debt counselling.

This enables them to offer you unmatched services and help you deal with any unexpected hiccups that may crop up along the way.

If you want to deal with a company that has the knowledge, experience, relationships, and desire to help you navigate your debt the right way, Debt Rescue is certainly one of the best options.

You are part of the process

One aspect of Debt Rescue’s services that places them a cut above the rest is the fact that they’re able to assist their customers in nine official South African languages.

The practical benefit to this is not only that their customer base expands significantly but that they can assist all customers in understanding the debt review process from start to finish.

This is vital to ensuring that you stay on track and complete the process as well as improve your financial management skills long term.

Leveraging Debt Rescue’s industry relationships

As a leader in their field, they've established relationships with creditors that enable them to assist you as quickly and efficiently as possible. When negotiating lower payments with your credits you can rest assured that Debt Rescue’s counsellors will get it right.

Specialist attorneys at your service

With attorneys that specialise in debt counselling and know their way around the National Credit Act, you can rest assured that you’re in good hands. Any anomalies in the process of debt review will quickly and expertly be addressed.

Are you ready to turn your life around?

If you're currently over-indebted and are struggling to keep up with repayments, debt counselling may help you keep your name clear and ensure you don’t default on your loans.

Not only is debt review a legal process that is regulated both in terms of process and fees, but it can help you save your assets and get out of debt in a slow and stable way.

Debt Rescue Services

Debt Rescue is a specialist in debt review. This means that everything they do is focused on this one area of debt management and they're therefore highly specialised.

Being specialised, they’re able to hyper-focus on all areas of the process and ensure the highest rates of success. The entire process from application right through to applying to make your debt repayment plan an order of court, will flow smoothly

What is debt review?

Debt review was brought in by the National Credit Act as a means to help over-indebted South Africans to get some form of debt relief. The first step in the process is to apply for a debt review so that a debt counsellor can determine if it’s the right option for you.

Once it has been determined that you’re a good fit for debt counselling (because your debts exceed your income), the counsellor will review your debt and create a repayment plan to suit you.

Once this plan has been created all of your creditors are informed that you have been placed under debt review. This is also the part where your counsellor will negotiate your repayments with your creditors.

You will then only be responsible for making a single payment every month, a payment that you can actually afford. This leaves you with some extra money to cover your living expenses, thus providing some much-needed relief.

Finalisation of the debt review process

Once you’ve made all the repayments as per your plan you then reach the end of the process where you’ve repaid all your debt your name will be cleared. This means you will be able to once again apply for credit (which you cannot do while under debt review).

Is debt review safe?

Both the debt review company, in this case, Debt Rescue and the debt counsellor assisting you must be registered. This ensures that a high level of integrity and quality is maintained and that you know you can trust the company and the counsellor you’re dealing with.

Debt Rescue – Debt Counselling

  • Loan Type Debt Review

Benefits of Debt Rescue

  • Debt counselling
  • Debt consolidation
  • Debt settlement negotiation
  • Credit report analysis
  • Financial education and budgeting advice
  • Business rescue
  • Sequestration

Complete your debt review application online

Debt Rescue has made the process of applying for debt review as quick and easy as possible. You can therefore make your application entirely online.

Do you qualify for debt review?

In order to apply for debt review, you must be a South African citizen, be over-indebted and unable to meet your financial obligations, as well as have a steady income. If you do not have a steady income, your spouse will be required to.

Debt Rescue’s online application (Form 16)

  • Part 1: Personal details
  • Part 2: Spouse details
  • Part 3: Your budget
  • Part 4: Out of Community of Property details
  • Part 5: Your debt information
  • Part 6: Previous debt review information
  • Part 7: Reason for Over-indebtedness
  • Declaration and supporting documents
  • Signature

Other ways to apply are by calling Debt Rescue directly, sending them an email or, completing a call-me-back form on their website.

Supporting documents to have on hand

  1. Your ID
  2. Your spouse's ID
  3. Your latest payslip
  4. Your spouse’s latest payslip

Why choose debt review?

There are many advantages to choosing to go under debt review. One of the main benefits is that you will stop creditors from going after your assets and blacklisting you. Creditors will also no longer be allowed to contact you.

You will also only have to worry about one, much more affordable payment every month, making it easier for you to cover your living expenses.

Debt Rescue Contact

Physical Address

Postal Address

  • PO Box 7241, Birchleigh, 1621, South Africa

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed