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Streamline Debt Counselling

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  • Online Debt Assessment
  • Personalised Debt Solutions
  • Lower Interest Rates

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Author Streamline Debt Counselling. Screenshot of Streamline Debt Counselling website.
[Accessed May 9, 2023]

About Streamline Debt Counselling

Streamline Debt Counselling has one registered debt counsellor, Petra Swanepoel, who is a registered member of the Debt Counselling Association of South Africa (DCASA) and the National Credit Regulator.

They’ve agreed to act according to the new code of conduct set by the National Credit Regulator and follow the POPI Act requirements.

You get after-hours assistance

Petra Swanepoel offers personalised one-on-one assistance. You can get in touch with Streamline Debt Counselling by making use of Streamline Debt Counselling’s after-hours appointments.

You’ll be offered an instant and simple application. Many people are embarrassed to talk about their financial obligations while at work, that’s where opting for an after-working-hours appointment comes in handy.

Get the best treatment at Streamlining Debt Counselling

All customer interactions are managed with confidentiality and honesty to ensure peace of mind. Consumers all throughout South Africa are welcome. With so many accolades under its name, Streamlining Debt Counselling is the best in the industry.

Streamline Debt Counselling offers you instant relief from debt

You can instantly feel the relief that debt review provides. Within less than 7 business days, you can expect a structured and affordable payment arrangement from a debt counsellor.

When it comes to the payment arrangement that’s in place, you’ll be required to make one payment to a Payment Distribution Agency, who’ll dispense money with effect to your payment arrangement.

As soon as you’ve applied for debt review, your creditors will no longer be allowed to take any legal action against you. It’s at this time that a debt counsellor formulates and negotiates a final payment arrangement for you.

Streamline Debt Counselling Services

If you happen to be in arrears with any of your debts, it can be hard to keep paying instalments that your credit providers expect you to pay. If you’re struggling to pay up your debt, then it’s time for you to consider debt review.

Debt review protects your possessions and prevents debt collectors from harassing you. Moreover, your rights will be protected under the National Credit Act. This allows you to get into a new payment arrangement that’s reasonable and personalised according to your financial circumstances.

Partnership with a leading payment distribution agency

Your debt is consolidated into a single and simple payment arrangement each month. Streamline Debt Counselling is in partnership with a Payment Distribution Agent (PDA). PDAs are required by the NCA and enable your funds to be distributed to your creditors. Every month you’ll be sent a statement that reflects all payments paid to your credit providers and your remaining balances.

A convenient way to view your statements

With an online system in place, you can also log onto the website and download your statement, which helps you avoid having piled-up documents. Once you’re under debt review, you’re protected from legal action being taken against you by credit providers, provided that all your payments are paid on time.

Expect a straightforward process

The entire debt review process and the debt consolidation is a straightforward process which intends to remove you from debt in a quick and easy manner and in the shortest time possible. Streamline Debt Counselling personally helps you by negotiating a new payment structure that’s affordable and simple to adhere to up till your debt is completely paid.

Reduced instalments and low-interest rates

A new payment arrangement is meant to instantly ease you from the difficulties that debt often brings. Since Streamline Debt Counselling also negotiates on your behalf to pay low-interest fees and reduced instalments from your creditors, thus helping you reduce the total repayment amount you have to pay.

Fees regarding debt review are included in the new payment arrangement and how much you get to save on your interest fees is a number of times greater than the rate of fees, which then helps to give you a sane mind.

Streamline Debt Counselling – Debt Counselling

  • Loan Type Debt Review

Benefits of Streamline Debt Counselling

  • Personal one-on-one service
  • Reliable debt review
  • Affordable Debt consolidation

What details are required to fill in the application form?

To apply for debt review with Streamlining Debt Counselling, you need to provide the information listed below.

  • Full names and Surname
  • ID number
  • Marital Status
  • Spouse’s name if married in Community of Property
  • Cell number
  • Your spouse’s ID number if married in Community of Property
  • Work number
  • Email address
  • Complete details of your income, expenses, and debt

Negotiations that fall under debt review normally take around 2 full months and are conducted in these simple steps:

  1. The debt review application is in place and all enquiries are made.
  2. An experienced debt counsellor from Streamline Debt Counselling examines and assesses your expenses and income, as well as your debt payments.
  3. A debt counsellor notifies your credit providers that you’re currently applying for debt review, and all the important information is requested. At this stage, no debt collectors are permitted to contact you.
  4. An affordable payment plan is negotiated with reduced interest rates and a payment structure that falls in line with your personal budget.
  5. The legal department takes things over by introducing your new payment plan to court for a court order to be issued in place with your payment arrangement.

Does being under debt review with Streamline Debt Counselling affect your credit rating?

When you’re under debt review, the credit bureaus will be notified of your status and all creditors will be able to see your status as under debt review if they run a credit check. Once you’ve settled all your debts, debt counsellors at Streamline Debt Counselling notify the credit bureaus.

Can being under debt review prevent you from obtaining employment?

Being under debt review can actually count to your advantage, as employers often hire people who’re responsible. Debt review highlights that you’re taking ownership of your finances.

Do you have to book an appointment to see a Debt Counsellor?

No, you’re not required to book an appointment to see a Debt Counsellor. The entire application can be done online in the comfort of your own home, meaning you can apply wherever you’re located, Streamline Debt Counselling will be able to help you regardless of your location.

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Streamline Debt Counselling is a trusted & reliable provider of debt review

In our review, Streamline Debt Counselling adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Streamline Debt Counselling is a registered credit provider in South Africa: NCRDC1963

Streamline Debt Counselling Contact

Physical Address

  • 56 Verwoerd Ave, Pierre van Ryneveld Park Centurion 0157 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed