Debt Restruct

Debt Restruct believes in serving its people. Their three core values are compassion, integrity, and efficiency. This drives them to go out of their way to relieve thousands of South Africans who find it hard to meet all their debt obligations.

Why you should choose Debt Restruct

Your financial concerns no longer have to bother you. Debt Restruct can help you create a better financial future for yourself that can surely improve your life.

Benefits of choosing Debt Restruct

• Instant debt assistance
• Reduced monthly instalments
• You’ll be safe from legal action
• Protection of your valuable goods
• The capacity to effectively handle your living expenses

Debt Restruct’s rapid growth rate

Debt Restruct is increasingly becoming South Africa’s most sought-after debt review company. You’re guaranteed a desirable debt review experience from their team of elite debt advisors.

These experts ensure you receive optimal customer care in an honest and efficient manner. Their confidentiality policy ensures that your debt review status remains private.

Lowest rates on the market

Debt Restruct has been around for many years. This puts them in a position of trust in the industry and ensures that they’re able to comfortably work with credit providers.

This ensures that they’re able to negotiate the lowest rates on your credit agreements. When you’re offered reduced repayments, this helps your lower your debt instalments so you have extra cash to cover expenses.

Simple and fast service

If you’re a person who loves fast responses and no-delay service, then you’ll appreciate how quick and easy Debt Restruct’s service is. Their free online assessment is simple and easy to navigate.

Debt Restruct asks you easy-to-understand questions to get a clear picture of your financial situation.

To check if you qualify, these are some questions you should expect from their online questionnaire:

1. Which of the listed debts are you struggling to repay?
2. How many days behind are you with your payments?
3. Do you know your credit rating?
4. What’s your employment status?
5. Which language do you prefer?
6. How much do you owe?
7. What’s your net salary?
8. Are you under debt review?

Get back to managing your finances

Based on your answers, you could score a congratulations message that can put you back into the driver’s seat of your finances. This will help you free up extra money for living expenses, protect your valuables and loved ones, ward off nagging creditors, discard bankruptcy and have a healthy credit record.

Three ways to determine if you qualify

1. 1st step is to complete the online assessment which determines if you’re eligible for debt restructuring. Once you’re done, you’ll need to apply online.
2. 2nd step is the negotiation step, which from start to end will be done by Debt Restruct’s professional debt counsellors, who will negotiate an affordable monthly agreement with your creditors.
3. 3rd step - This is when you depart from debt for good. Once your debt has been cleared and paid. You’ll be awarded a clearance certificate confirming that you’ve settled all your outstanding debt.

Legal and financial aid

Debt Restruct lives up to its name, which is to restructure your debt, so you can be debt free. All their debt counsellors are registered with the National Credit Regulator (NCR), meaning they’re qualified to offer legal and financial assistance to over-indebted South African consumers.